A commodity is a product having commercial value that can be produced, bought, sold, and consumed. Commodity future is a contract to buy or sell specific commodity, of a specific quality, at a specific price, for a specific future date on the exchange.
Commodity trading in India brings a basket full of diverse avenues for investment, away from the traditional avenues of equity, bonds and real estate. Based on the historical data, adding commodity exposure to your existing portfolio helps you increase the returns while lowering the risk. Commodity have very little or negative correlation with other asset classes.
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Niharika Bhardwaj is the Head of Human Resources at Indiabulls Housing Finance. She brings with her a keen focus on business enablement within people related interventions, thus driving productivity and efficiency to achieve both employee and customer delight.
With more than 15 years of experience in industries such as Mortgage, Information Technology and Insurance, she has a rich experience in all areas of Human Resources. Prior to joining Indiabulls Housing Finance, she was the Human Resource Director at Polaris where she was instrumental in the change management during the Polaris Virtusa merger. She has also worked with Bharti Axa.
She has completed her MBE in Human Resources from Guru Jambheshwar University, Hisar.